Whether the group is issuing a new credit revolver or collateralized loan obligation, each deal affects the financials in different ways, and it’s important to understand how.
Neal

Neal

Asset-Backed Finance, Wholesale Finance

Charlotte, N.C.

B.A., Economics, B.S., Business Administation, University of North Carolina

What are your responsibilities at Wells Fargo?

I am responsible for the financial planning and analysis (FP&A) of a portfolio within Asset-Backed Finance. I analyze trading profit and loss, as well as balance sheet variances, and then prepare accurate close and outlook reports from a top-level to line-by-line detail.

Why did you choose to work at Wells Fargo?

I chose Wells Fargo because of its prestige and reputation. The company’s principles and beliefs are sustainable, and the growth opportunities here are limitless.

Why is Wells Fargo a good place to start your career?

Your team members genuinely care about helping you build a strong foundation for a successful career at Wells Fargo. The size of the company provides you with resources that smaller companies do not have. The training and experience you get here make you a well-rounded professional.

What do you think makes someone successful at Wells Fargo?

You have to be willing to take initiative and take advantage of the resources around you. Wells Fargo has countless lines of business with exceptional people who are willing to teach you about an area or skill that you may be unfamiliar with. It is important to reach out and learn about these different businesses, because we’re all working together as One Wells Fargo.

What skills are crucial in your job?

Attention to detail and problem-solving skills are key. While looking into the financials of a multibillion-dollar portfolio, it’s important to know how to properly consolidate the data and provide accurate calculations for the several thousand line items that make the entire portfolio. It is vital that you go through what could be several layers of changes and when something doesn’t add up, figure out what changed, even if it was one basis point.

What do you love about your job?

I love that each day I get to develop my problem-solving and analysis skills. Each day, I’m analyzing changes that truly affect the company’s profitability.

What is the most challenging part of your job?

The most challenging part of my job is learning about the various products Wells Fargo offers and determining their effect on the company’s financials. Whether the group is issuing a new credit revolver or collateralized loan obligation, each deal affects the financials in different ways, and it’s important to understand how.

What is the best thing about living and working in your city?

Because I was born and raised in Charlotte, N.C., I am a little biased about this city. It’s the right size with many different areas and cultures to explore. You can go to areas such as Ballantyne, NoDa, Montford, and Lake Norman, which all provide different activities and restaurants. Although the city has grown rapidly in the past two decades, Charlotte still maintains its small, southern town culture.

What would you do if you weren't working at Wells Fargo?

Aside from maybe taking flying lessons, I’d be doing everything I could to find a way into this company. It really is an amazing company that strives to do the best for its customers and shareholders.

What do you like to do when you aren’t at work?

When I’m not at work, I spend time with friends and family. Whether I’m traveling, catching up on current events, or just relaxing, I try to find the right balance between work and personal time.

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